Understanding Plans

Short and Long Term Disability Insurance

Introduction Disability insurance, both short- and long-term, is a valuable part of your overall financial plan.  It offers income protection for periods of serious illness or injury.  Many employers offer one or both of these benefits, often free or at very reasonable cost.  It is also possible to buy individual short and long term insurance […]

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Open Enrollment

Open Enrollment

It’s currently late November, the time of year when many people are faced with open enrollment at their jobs. While some organizations hold open enrollment at different times of year -in higher education, for example, it commonly falls in late spring for a June 1 or July 1 effective date because of the fiscal year […]

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